baylor college of medicine emeriti plan baylor college of medicine emeriti plan

(1970-2005)A.B., Washington U.; B.D., Eden Theological Seminary; M.A., State U. of New York; Ph.D., Cornell U. John C. Flynn, Ph.D., Professor of Psychology and Neuroscience. (1981-2008)B.A., Amherst College; M.A., U. of Massachusetts; Ph.D.,ibid. Patricia W. Cook, M.F.A., Professor of Theatre Arts. Music, Juilliard School of Music; D.M.A., U. of Illinois. (1981-83, 1985-2001)B.S.N., U. of Texas, Arlington; M.S.N.,ibid. For employer-sponsored retirement plans, your required beginning date is April 1 of the year following the calendar year in which you reach your RMD Applicable Age or retire from the plan sponsor, if later. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. Strategic Plan 2024-2028; Strategic Plan 2012-2017; Strategic Plan 2006-2011; Informatics and Information Technology Strategic Roadmap; . The providers above are independent entities and are not legally affiliated. (1989-2017)B.S., Louisiana Tech U.; M.B.A., Ph.D., Mississippi State. More information about retirement plan fees and expenses is available at TIAA.org/fees. Actual account balances will be determined by the contributions made and any investment gains or losses. Delton L. Chesser, Ph.D., Professor of Accounting. (2004-2012)B.S.N., Baylor; M.S.N., U. of Texas; Ph.D.,ibid. (1966-2020)B.A., Baylor U.; J.D., ibid., L.L.M., U. of Michigan. (1975-2018)B.A., Baylor U.; M.Div., Vanderbilt Divinity School; Ph.D., Vanderbilt U. Robert Piziak, Ph.D., Professor of Mathematics. There are often lots of complex rules and regulations, and it can be hard to figure out what plans & benefits youre eligible for or which investments are available to you. (1989-2014)B.A., Duke U.; M.S., U. of Cincinnati; Ph.D., Texas A&M U. Eric C. Rust, Professor of History (1984-2022)B.A. ; Ph.D., U. of Florida. John D. McClanahan, M.F.A., Professor of Art. (1985-2003)B.S., The College of William & Mary; Ph.D., U. of Texas. William Bellinger, Professor of Hebrew Bible/Old Testament (1985-2021). Baylor College of Medicine 401 (a) Retirement Plan This Plan is funded entirely by BCM; there are no employee contributions made to this Plan. (1982-2018)B.S., Baylor U.; M.S., ibid. Our Premedicine Program is designed for those students who desire to attend medical school upon undergraduate degree completion. B.A., Furman U.; M.Div., Southeastern Baptist Theological Seminary; Ph.D., U. of Cambridge. L. Kent Gilbreath, Ph.D., Professor of Economics. Texas Tech U. (1984-2018).B.A., U. of California, San Diego; M.Div. (1978-2018)B.S., Louisiana State U.; J.D., ibid; M.S., ibid. (2003-2018)B.S., Texas A&M U.; M.S.,ibid. Mary Ruth Smith, Ph.D., Professor of Art and Art History. . Howard L. Rolf, Ph.D., Professor of Mathematics. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. If you're already enrolled, log in to your secure account from the login button at the top of the home page of this site. At Baylor Medicine, we create a treatment plan that draws from our storied experience, our collaborative nature and our drive to advance healthcare. | After enrolling, you'll receive a TIAA Welcome Kit and a Legal Package including your contract and contract number. (1979-2009)B.A., Grove City College; M.A., American U.; Ph.D., Duke U. David L. Rivers, Ph.D., Professor of Communication Sciences and Disorders. William Jordan, Professor and Chair of Mechanical Engineering (2005-2021)B.S., Colorado School of Mines; M.S., ibid. (1971-1986)B.M.E., U. of Oklahoma; M.M.,ibid. New bivalent COVID-19 vaccines and flu vaccines are available for patients with Baylor Medicine Primary Care Providers. Does it still make sense in relation to your age and lifestyle? You can put money away for retirement while saving on taxes. (1988-2020)B.S., U.S. Military Academy, West Point; M.B.A., U. of South Carolina; Ph.D., ibid. Dr. Judith R. Lusk, Ph.D., Professor of Family and Consumer Sciences. ; Ph.D., U. of Illinois. When you enroll online, you create an individual account where you can view your balances, change your investment mix, make transfers and other transactions. (1981-2014).B.A., Connecticut College; Ph.D., Yale U. Barbara L. Bennett, Ph.D., Professor of Music Education. ), Northwestern U.; Ph.D. Sandra J. Genrich, Ph.D., Professor of Nursing. Johanna Guenther, Ph.D., Associate Professor of Nursing. (1980-2020)B.A., U. of Houston; M.A., ibid. G.W.K. William Thomas, Professor of Accounting and Business Law and Master Teacher. . Payments from variable accounts will fluctuate based on investment performance. Investment in variable products is subject to the risks associated with investing in securities, including loss of principal. General administrative services include recordkeeping, legal, accounting, consulting, investment advisory and other plan administration services. (1969- 2003)B.A., Louisiana State U.; M.A.,ibid. Any savings have the potential to help in the future, but ideally, you still should aim for 10-15% of your pre-tax income annually. L. Joseph Achor, Ph.D., Associate Professor of Psychology and Neuroscience. This Plan is funded entirely by BCM; there are no employee contributions made to this Plan. Western Illinois U.; M.S., U. of Missouri, Rolla; Ph.D.,ibid. Over the course of your career, that's how much it may take to potentially generate the income you need for retirement. Wallace L. Daniel, Jr., Ph.D., The Ralph L. and Bessie Mae Lynn Professor of History. How do I find an online Notary? Naymond H. Keathley, Ph.D., Professor of Religion. First, think about how far off retirement is. (1986-2000)B.A., Baylor U.; J.D.,ibid. (1961-1996)B.A., New Mexico Highlands U.; M.A.,ibid. Elizabeth S. Githens, M.A., Professor of English. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Wilfrid Laurier U.; M.A., Lamar U.; Ph.D., U. Texas. (1981-1998)B.S., Texas A&M U.; M.S., Arizona State U.; Ph.D.,ibid. Prof. & Chair, Dept of Orthopedic Surgery Baylor College of Med and Chief Physician Exec, Baylor St . Bruce Berg, D.M.A., Professor of Violin. Min., Chicago Theological Seminary; Ph.D., ibid. ), Seinan Gakuin U. John A. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. Barbara and Corbin J. Robertson, Jr. Presidential Award for Excellence in Education, Ben and Margaret Love Foundation Bobby Alford Award for Academic Clinical Professionalism (Center for Professionalism), Norton Rose Fulbright Faculty Excellence Award, Faculty Awards for Excellence in Patient Care. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. (1963-1995)B.A., U. of Oklahoma; M.A.,ibid. How can I see my accounts and perform transactions online? ; Ph.D., U. of Oklahoma. (1995- 2001)B.S., Baylor U.; M.S. The information herein is general in nature and should not be considered legal or tax advice. Owning mutual funds can reduce risk through diversification and professional management, and allow you to potentially invest in a broad range of asset classes U.S. and non-U.S. stocks, bonds, and real estate with smaller amounts of assets. General record keeping and other plan services. One- or two-life annuity with guaranteed period, Qualified Domestic Relations Orders (QDRO), Sales charges, purchase, withdrawal and redemption fees for certain investments. Current curriculum vitae of the candidate. Department of Biology B.207 Baylor Science Building One Bear Place #97388 Waco, TX 76798-7388 (254) 710-2911 BU_Biology@baylor.edu Apply Visit Make a Gift (1973-2018).B.B.A., Baylor U.; M.B.A.,ibid. If requested before 2 p.m. you will receive a response today. Rose, Ph.D., Professor of Finance, Insurance, and Real Estate. Janice M. McCullagh, Ph.D., Associate Professor of Art History and Senior Faculty Member of the Albritton Art Institute. (1974-1993)B.F.A., U. of Illinois; M.A.,ibid. Endowed Chairs and Professorships. (1988-2015)B.B.A., U. of North Texas; M.B.A.,ibid., Ph.D., U. of Georgia.C. These withdrawals are not available from TIAA Traditional Account balances. Call today to schedule an appointment or fill out an online request form. Ron Stanke, Ph.D., Associate Professor of Mathematics. (1969-2011)B.S., U. of Texas, El Paso; M.M., U. of North Texas. ibid. Each is solely responsible for its own financial condition and contractual obligations. Baylor College of Medicine, one of the top-ranked medical schools in the country, is well known for its exceptional, innovative, and collaborative research environment. ; Ph.D.,ibid. They offer several payment options, including lifetime income. ; LL.D. Frank H. Mathis, Ph.D., Professor of Mathematics. ; Ph.D.,ibid. Jeffrey S. Powers, M.M., Professor of Instrumental Studies. Who would benefit most from owning mutual funds? It's complimentary, thanks to your employer. Faculty Senate. Each year UTHealth, The University of Texas MD Anderson Cancer Center, University of Houston - College of Medicine, UTMB-Galveston, and Baylor College of Medicine holds a one-day symposium. Have an edit or suggestion for this page? Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. Julian F. Watkins II, Ph.D., Professor of Biology. Joseph A. McKinney, Ph.D., Emeritus Professor of International Economics and Senior Research Fellow in the McBride Center for International Business. If your plan permits, you can withdraw some of the money you've put in over the years (but not earnings) due to financial hardship, such as medical or funeral expenses, while still employed. If your employer offers to match your contribution, make sure you save enough to trigger that match. Letter of Request from head of Academic Unit that includes a summary of the candidates contributions to the College, 2. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. James Breckenridge, Ph.D., Professor of Religion. David L. Jeffrey, Ph.D., Distinguished Professor of Literature and the Humanities. Earl L. Grinols, Distinguished Professor of Economics (2004-2022B.A., U. of Michigan; B.S., ibid; Ph.D., Massachusetts Institute of Technology. (1986-2009)A.B., Wabash College; M.S., U. of Notre Dame; Ph.D.,ibid. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician J. T. Powers, Ed.D., Professor of Health, Human Performance and Recreation. Helen E. Benedict, Ph.D., Professor of Psychology. Update my fund choices or provider to help meet my financial goals. Request for Faculty Appointment/Promotion (RFAP) form prepared by the Academic Unit. (1971)B.B.A., Baylor U.; M.B.A., U. of Southern California; D.B.A.,ibid. John Dunbar, Ph.D., Professor of Geosciences. ;ibid. ), Lamar U.; M.S. (1973-2008)B.S., Oklahoma Christian U. of Science and Arts; M.A., North Texas State U.; Ph.D., U. of Missouri. Teachers Insurance and Annuity Association (TIAA) will provide services to the plan and may issue plan communications on behalf of the plan sponsor, in its capacity as a plan recordkeeper. If you are an eligible classification, you automatically become a participant in the Plan when you reach age 18 and have completed 1 hour . ; M.S.,ibid. The mutual funds chosen for your retirement savings plan provide the opportunity to focus on specific market segments - all of which offer varying degrees of risk and reward opportunities. Generally, you must show an immediate, significant need that cannot be met with other resources, including loans from your retirement plan. Robert Darden, Journalism, Professor of Journalism, Public Relations and New Media (1999-2022)B.A., Baylor U.; M.A., U. of North Texas. 1329 S. 7th Street D.E. Frauke A. Harvey, Ph.D., Professor of German, Russian and Japanese. America's fourth largest city is a great place to live, work and play. Elisabeth J. Umble, Ph.D., Associate Professor of Management. Janelle Walter, Ph.D., Professor of Family and Consumer Sciences. (1982-2011)B.S., Southern Arkansas U.; M.S., Louisiana Tech U.; Ph.D., New Mexico State U. A mutual fund is a pool of securities, such as stocks and bonds, managed by an investment company. Roger L. Brooks, Ph.D., Professor of English. Mary P. Nichols, Ph.D., Professor of Political Science. Don F. Parker, Jr., Ph.D., Professor of Geology. (2010-2020)B.S., Louisiana State U.; M.S., Purdue U.; Ph.D., U. of North Carolina, Greensboro. Supporting professional development, academic progression and career advancement of Baylor College of Medicine faculty members through their faculty life cycle; Enhancing faculty effectiveness as educators, clinicians, investigators, administrators and leaders; Partnering with the departments, College leaders and the Faculty Senate. BCM contributes a 8% base contribution to the Plan and employees automatically receive the base contribution once eligible. (1977-2015)B.A., Ohio U.; M.A.,ibid. During enrollment, once you choose your contribution amount, you can direct your contributions to a range of investment options. The most you can contribute in 2023 is $22,500 per IRS rules. Pre-Medicine. Deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. Paul A. McCoy, M.F.A., Professor of Art, Ceramist-in-Residence and Director of The Allbritton Art Institute. *Guarantees are subject to the claims-paying capability of the insurer. If requested before 2 p.m. you will receive a response today. S. Kay Toombs, Ph.D., Associate Professor of Philosophy. Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. (1956-1991)B.S., Baylor U.; M.S., Wichita State U.; Ph.D., U. of Wisconsin. Your right to a lump-sum distribution from your TIAA Traditional Account may be restricted to taking periodic payments under the terms of the contract. Baylor Retirement Plan Policy - BUPP 461; Baylor Retirement Plan (BRP) Summary of Plan Provisions; 2022 Annual Notice of Right to Participate in 403(b) 403(b) Plan Guide for 2022; Eligibility Requirements. (1977-2018)B.S., Jacksonville State U.; M.A., U. of Alabama, Birmingham; Ph.D., U. of Alabama. Faculty who reached the rank of Professor or Associate Professor before retirement, had twenty or more years of full-time college or university-level service (at least the last ten as a faculty member at Baylor), and had an established record of distinction as a teacher/scholar in service to Baylor University. Most employers require you to save a certain amount before they will match it when they do, its all extra money! If you are an eligible classification, you automatically become a participant in the Plan when you reach age 18 and have completed 1 hour of service. Walter C. Holmes, Ph.D., Professor of Biology. No, there is no tax advantage to owning variable annuities or mutual funds in your TIAA-funded retirement plan. Who would benefit most from owning mutual funds? (1990-2001)B.A., Baylor U.; M.A.,ibid. (1974-2006)B.M., U. of Illinois; M.S. ; Ph.D., Texas A&M U. Michael D. Morrison, J.D., Professor and The Jo Murphy Chair International Education and the William J. Boswell Professor of Law. John L. Pisciotta, Ph.D., Associate Professor of Economics (1980-2012)B.A., U. of Colorado; Ph.D., U. of Texas. those enrolled in Medicare but not collecting Social Security 2021 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, 730 Third Avenue, New York, NY 10017. Your employer will typically allow you to withdraw funds once you've reached 62. ; Ph.D., U. of Texas. ; Ph.D., U. of Texas. Associate Professor of Otolaryngology, New York Medical College. (1997-2020)B.A. If you need some of your retirement savings in cash, you can withdraw your TIAA Traditional Account balance through a Transfer Payout Annuity (TPA) under the terms of the contract. Mutual funds offer diversification, professional management, relatively low investment minimums and fees, and a range of choices among different asset classes. These lower risk products offer a guaranteed income that you cant outlive. Over the course of a year you pay for services like record keeping. They offer several payment options, including lifetime income. Clement T. Goode, Ph.D., Professor of English. (1990)B.S., Abilene Christian U.; M.B.A., U. of Texas; Ph.D.,ibid. John S. Belew, Ph.D., Professor of Chemistry and Provost Emeritus. Charles M. Tolbert, Ph.D., Professor of Sociology. Based on community levels of COVID-19, Baylor Medicine no longer requires masks while in our clinics. Delta R. Hafford, Ph.D., Associate Professor of Family and Consumer Sciences. ; Ph.D., U. of Michigan. What are the benefits of owning mutual funds? The overarching hypothesis of the Baylor College of Medicine - Rice University SRP is that maternal exposure to PAHs, which are present in Superfund sites, increases the risk of PTBs and incrementally . TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. ; M.M.S., U. of Notre Dame; Ph.D.,ibid. Generally speaking, riskier investments should be made when youre younger, so you have plenty of time to potentially recoup losses. (2000-2020)B.A., Austin College; M.M., Cleveland Institute of Music. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917, Press Alt plus Down Arrow to view menu options. (1972-2000)B.A., Occidental College; M.A., Florida State U.; Ph.D.,ibid. By Name By School Faculty Emeriti. This fee will be deducted proportionally from each investment in your account Quarterly and identified as "TIAA Plan Servicing Fee" on your statements. See CV Outline - Promotion. (1970-1974, 1976-2010)B.S.N., Baylor U.; M.S.N., U. of Minnesota; Ph.D., U. of North Texas. Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. (1980-2013)B.S., College of Idaho; M.S., Baylor U.; Ph.D.,ibid. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. Wood, Ph.D., Professor of Religion. There are a number of important differences between mutual funds and annuities when they are offered under a retirement plan. This Plan allows employees to contribute pre-tax contributions through payroll deductions. (2000-2018)B.A., Wheaton College; M.A., Princeton U.; Ph.D.,ibid. (1965-1969, 1980- 1996)B.S., U. of Mary Hardin-Baylor; M.S., Texas Womans U.; Ph.D.,ibid. ; Ph.D.,ibid. ; Ph.D., U. of Texas. (1971-2001)B.A., Howard Payne College; M.A., U. of Oklahoma; Ph.D.,ibid. 15% increase in Pre-65 dependent coverage . Norman L. Gilchrest, Ed.D., Professor Health, Human Performance and Recreation. Donald L. Gaitros, Ph.D., Professor of Computer Science. Get professional advice to help you save and invest for your future. (1989-2004)B.F.A., Drake U.; M.A., U. of Iowa; Ph.D., U. of Texas. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. An annuity is an insurance contract with one or more fixed-rate and variable investment options. (1976-2010)B.F.A., Bethany College; M.F.A., U. of Iowa. You may also review your existing accounts and make transactions online by logging into your secure account. Select a retirement plan and begin the enrollment process. Your Account: Select the account you would like to log in to. Keep in mind: You may need to complete the required form found at Baylor College of MedicineOpens in a new window to tell your employer how much money you want taken out of each paycheck. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Its California Certificate of Authority number is 6992. (1978-1980 1980-2019)B.S., Baylor U.; M.S., Kansas State U.; Ph.D.,ibid. (1945-1969)B.A., Blue Mountain College; M.A., Baylor U. Thomas T. Goforth, Ph.D., W. M. Keck Foundation Professor of Geophysics. (1963-1995)B.A., Cornell U.; M.S.,ibid. Consult an attorney or tax professional regarding your specific situation. U. of Mary Hardin-Baylor; M.S.W., Our Lady of the Lake U.; Ph.D., U. of Mary Hardin-Baylor. Students. (1981-2017)B.S., Southern Methodist U.; M.S.,ibid. (1968-1989)B.S., U. of North Texas; M.S.,ibid. (1976-2017)B.A., Washington U.; M.A.,ibid. A set amount your beneficiary(ies) will receive from your retirement account if you die before taking income. (1989-2015)B.F.A., U. of Texas; M.F.A., Cornell U. John Van Cura, D.M., Professor of Vocal Studies. Investment decisions should be made based on the investors own objectives and circumstances. ; Ph.D., U. of Michigan. If requested before 2 p.m. you will receive a response today. (1981-1997)B.A., Baylor U.; M.A., Southern Methodist U.; Ph.D., Texas Womans U. Phyllis S. Karns, Ph.D., Professor of Nursing. (1982-2019)B.A., Baylor U.; M.A., U. of Houston; Ph.D., Northern Illinois U. Darrell S. Vodopich, Ph.D., Associate Professor of Biology. Greg Benesh, Professor of Physics. Read it carefully. BCM contributes a 8% base contribution to the Plan and employees automatically receive the base contribution once eligible. You may have access to these products when you choose your options in enrollment. ; Ph.D., Rice U. William R. Trail, J.D., Professor and The Darrell L. Keith Professor Law and Medicine. Patricia A. Hickey, Ph.D., Associate Professor of Mathematics. ; M.F.A., Cranbrook Academy of Art. The personalized services used most often are: In addition, for more information on fees and investments, refer to "Mutual Funds and In-Plan Annuities" via TIAA.org/performanceOpens in a new window which is a good source for additional plan and investment-related information. Tenured professors who have served the College with special distinction at BCM for at least 10 years may be eligible for the position of "Distinguished Emeritus" Professor upon retirement and upon recommendation of the head of the Academic Unit in which the candidate has his or her primary appointment and formal action of the Faculty Appointments and Promotions Committee, the Academic Council, the President, and the Board of Trustees. Faculty who reached the rank of Professor or Associate Professor before retirement, had twenty or more years of full-time college or university-level service (at least the last ten as a faculty member at Baylor), and had an established record of distinction as a teacher/scholar in service to Baylor University. ; M.A., Denver Seminary; Ph.D., Texas A&M U. Ann W. Karaffa, Ph.D., Professor of Curriculum and Instruction. (1981-2018)B.S., New Mexico Institute of Mining and Technology; M.S.,ibid. Teachers Insurance and Annuity Association (TIAA) will provide services to the plan and may issue plan communications on behalf of the plan sponsor, in its capacity as a plan recordkeeper. The earlier you start contributing to retirement plan investments, the more you can potentially save. By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Bob E. Patterson, Ph.D., Distinguished Professor of Religion. If you were born in 1959, federal guidance is needed to determine if your RMD Applicable Age is 73 or 75. When we turn 65, theres an 80% probability that well live to 80, and a 27% chance well reach 95.*. (1982-2017)B.A., Iowa State U.; J.D., U. of Michigan. Learn what plans allow eligible employees to do. Full-time faculty and staff members who are at least 21 years of age, and have completed one year of service with an accredited college or . (1987-2002)B.S.N., Baylor U.; M.S., U. of Colorado; Ph.D., U. of Wyoming. Request an appointment with an advisor today. Martha L. Sanford, Ph.D., Associate Professor of Nursing. Patricia D. Wallace, Ph.D., Professor of History. B.A., U. of Michigan; M.A., ibid. Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plans provisions). (1983-2015)B.A., Southeastern U.; M.A., U. of Alabama; Ph.D., U. of Nebraska, Lincoln. Professional advice. Call today to schedule an appointment or fill out an online request form. Each is solely responsible for its own financial condition and contractual obligations. These contributions will be automatically invested in the State Street Target Retirement Funds Class K with Fidelity unless you choose another investment at Fidelity or TIAA. (1968-2011)B.S., Tennessee Technological U.; M.S., Auburn U.; Ph.D.,ibid.Jim Ellor, Professor of Social Work. Martin Medhurst, Distinguished Professor of Rhetoric and Communication (2003-2021)B.A., Wheaton College; M.A. Robert M. Baird, Ph.D., Professor of Philosophy and Master Teacher. W. Keith Hartberg, Ph.D., Professor of Biology. A mutual fund is a pool of securities, such as stocks and bonds, managed by an investment company. An annual TIAA Plan Servicing Fee of $191 is assessed if you maintain a Retirement Choice and/or Retirement Choice Plus account. Linda S. Adams, Ph.D., Professor of Political Science. As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. Thomas Harrison, Jr., Ph.D., Professor of Accounting. Now is a great time to understand what is offered - think about taking advantage of any opportunities to save and invest for the future. (1970-2015)B.A., U. of Texas; M.A.,ibid. (1980-2008)B.S., Virginia Polytechnic Institute and State U.; M.S.,ibid. (1961-2011)B.A., Baylor U.; M.A.,ibid. Edwin P. Oxford, Ph.D., Professor of Mathematics. A. Dale Allen, Ph.D., Professor of Management. Make a selection before beginning enrollment. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. All persons holding a current Baylor College of Medicine academic appointment (medical, graduate, and postdoctoral students, residents, fellows, staff, and faculty, etc.) Aim to contribute this much (which can include contributions from your employer, if available) throughout your entire working career. Richard Shanley, D.M.A., Professor of Music. As you get older, youll likely want to shift to conservative investments with lower risk. Ronald Beal, LL.M., Professor of Law. (1963-1996)B.S., Pennsylvania State U.; M.A., Ohio State U.; Ph.D.,ibid. Reviewing your current investment mix to see if you need to rebalance your portfolio as you near retirement. Deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. Schedule now .