tsp funds' performance today tsp funds' performance today

All Rights Reserved. Question? The table below shows the performance of the new Lifecycle Funds, which became available in July 2020: As of June 2022, Thrift Savings Plan participants can also invest part of their account balance in mutual funds, through the TSP Mutual Fund Window. The investment mix of each L Fund becomes more conservative as its target date approaches. TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. Terms of Use | Functionally, the TSP operates nearly identically to a 401 (k). The name of each fund indicates ones projected retirement date. No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. Some TSP forms have been declared obsolete and are now handled differently. Before sharing sensitive information, make sure youre on a federal government site. This may impact the The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). Historical TSP fund performance, data, and charts Ability to track your own TSP account balance/performance Support Daily TSP Development One-time, lifetime, upgrade that is valid on all of your mobile/tablet devices Basic Free Version Daily TSP fund closing share prices Historical fund performance data Ability to create a My TSP account Lapse in appropriations (government shutdown). 2023 FedSmith Inc. All rights reserved. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). Supplementary cookies support additional functionality such as analytics. G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. Total expense ratio The Small Capitalization Stock Index (S) Fund. web. The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. Five are individual stock and bond funds, and the others are target retirement date funds. 2022 TSP Fund Performance default settings according to your preference. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. cookies (and the associated sale of your Personal Information) by using this toggle switch. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio One TSP management advisor sees a "growth recession" ahead. The F Fund tracks the Bloomberg U.S. Copyright 2007-2023 My Federal Retirement. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. They select a large representative sample of the various types of asset-backed, U.S. government, corporate, and foreign government securities included in the overall index. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? So far this year, the F Fund has gained 0.58%. Ralph Smith has several decades of experience working with federal human resources issues. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. Because the U.S. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. We also share information about your use of our site with our social media, advertising Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds performance. The I Fund is the International Stock Index Investment Fund. We do not allow you to opt-out of our certain cookies, as they are necessary to This article The .gov means its official. You It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. Click on any link in the table header to see performance charts and other details for that fund. Learn more about the debt limit on the U.S. Department of the Treasury website. Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds. To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement This may affect our ability to personalize ads according to your preferences. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. Concern?Whatever it is, please do not hesitate to shoot us a line.We always enjoy hearing from our users! FedSmith.com. Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. intended if you do so. TSP performance is down in February 2023 but still up for the year-to-date. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. These funds are a mix of the five core TSP funds (G, F, C, S, and I). TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. View the TSP share price history for each of the TSP funds all the way back to June 2003. Most of the TSP offerings are still up for the year so far. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * see some advertising, regardless of your selection. The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. Standard deviation, also known as historical volatility, is used by investors as a gauge for the amount of expected volatility. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. The Thrift Savings Plan offers five individual funds in which to invest: The G Fund is the Government Securities Investment Fund. Learn more, please visit our Cookie Statement page. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. Any abuse of the API may result in the revoking of your API token. An official website of the United States government. As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. TSP performance charts III. Here is the latest information on 2023 inflation and the 2024 COLA. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. This index includes over small and mid-sized 3000 companies. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. TSP has an obligation to disclose these cookies. Aggregate Bond Index. You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. The I Fund is the International Stock Index Investment Fund. But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. Learn more, please visit our Cookie Statement page. 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). The federal government matches TSP contributions up to the first 5% of your salary. These funds are a mix of the five core TSP funds (G, F, C, S, and I). You can set your browser to block or alert you about these cookies, but some parts Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . They TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. They are capable of This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. F Fund investors are also exposed to the possibility that principal and interest payments on the bonds that comprise the index will not be paid (credit default risk) or if F Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). You may opt out of our use of such The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. The C Fund tracks the performance of the S&P 500 index. Aggregate Bond Index, The fixed income bonds in theFFund finished February 2.58% in the red. . You may exercise your right to opt out of the sale of personal Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. You cannot opt-out of our First Party Strictly Necessary The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. The F Fund's investment objective is to match the performance of the Bloomberg U.S. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. Obviously, these are large amounts of money. The objective is to strike an optimal balance between the expected risk and return associated with each fund. These cookies are not used in a way that constitutes a sale of your data under the CCPA. All rights reserved. The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. a broadly diversified index of the U.S. bond market. This website uses cookies to enhance user experience and to analyze performance and internet device. Thrift Savings Plan (TSP) Summary of Returns Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. James Marshall / Getty Images. There are currently 15 investment funds in the Thrift Savings Plan. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. sites. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Aggregate Index. Click on the different category headings to find out more and change our By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. Aggregate Bond Index | bloombergindices.com, Asset manager(s) However, you Many investors now anticipate a continuing reduction in the inflation rate. In some of the examples below, TOKEN refers to your unique access token and can be provided to the API as a query parameter: token=TOKEN. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. Dont show this message again, Last updated: January 01, 2023 at 01:42 AM. technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to personalize your experience with targeted ads. It invests in bonds which track the performance of the Bloomberg U.S. 2023 Ralph R. Smith. We also The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. And the . Subscribe to our free email list to get our news updates in your inbox. Privacy Policy | Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. Comment? TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. may not be reproduced without express written consent from Ralph R. Smith. The interest rate paid by the G Fund securities is calculated monthly, based on the market yields of all U.S. Treasury securities with 4 or more years to maturity. Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? It invests in bonds which track the performance of the Bloomberg U.S. Federal government websites often end in .gov or .mil. visiting for our advertising and marketing efforts. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. These cookies collect information for analytics and to Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. Before sharing sensitive information, make sure youre on a federal government site. services we are able to offer. You can make pretax contributions in a traditional TSP. The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. The Fixed Income Index Investment (F) Fund. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. FedSmith.com. Federal government websites often end in .gov or .mil. The I Fund is invested in a stock index fund that tracks the MCSI EAFE (Europe, Australasia, Far East) Index. The old industrial sectors only account for 16% of the SP500 and 21% of the S fund today, but 30% of the TSP I fund. The Sharpe Ratio measures risk-adjusted performance. ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy The C Fund is invested in a stock index fund that tracks the Standard & Poors 500 (S&P 500) Index. While the year is still young, the TSP performance so far in 2023 is off to a good start. your data under the CCPA. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. The U.S. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. Net administrative expense ratio used to make the site work as you expect it to and to provide a more personalized web experience. The S Fund has greater volatility than the C Fund. Since we only track TSP funds on this website, we use the G fund returns as our risk-free investment. My Federal Retirement is not affiliated with the U.S. Federal Government. $0.780/$1,000 account balance 0.078% (7.8 basis points), Benchmark index So far this year, the G Fund has gained 0.62%. TSP has an obligation to disclose these cookies. TSP has an obligation to disclose these cookies. So in the long run, you may expect F Fund returns to exceed those of the G Fund; however, you should also expect greater price volatility (up and down movements). This is a broad international market index, made up of primarily large companies in 22 developed countries. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. to take that as a valid request to opt-out. In periods of falling interest rates, the F Fund will experience gains from the resulting rise in bond prices. determining the most relevant content and advertisements to show you, and to monitor site traffic and added to the site to enable you to share our content with your friends and networks. All of this impacted TSP performance last year. In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. The G Fund is invested in short-term U.S. Treasury securities. Privacy Policy Use the left and right buttons on your keyboard to scroll sideways. The site is secure. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. This is an increase of 250,000 in the past year. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. browsers and GEMG properties, your selection will take effect only on this browser, this device and this In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. performance. See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. The results are showing up in the TSP returns so far in January. Completion Total Stock Market (TSM) Index. information. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. It tracks the performance of the Dow Jones U.S. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. Less investment risk. As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. Many plans cost in excess of $200/year. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. Payment of principal and interest is guaranteed by the U.S. Government. The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. 2022 TSP fund performance was dismal. The fixed income bonds in. Can federal employees contribute to both an IRA and the TSP? Because the U.S. Additionally, you may contact our legal content and messages you see on other websites you visit. The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. Summary: The TSP G Fund (Government Securities Investment Fund) is a low volatility, virtually risk-free U.S. bond fund. able to use or see these sharing tools. The C Fund tracks the performance of the S&P 500 index. Supplementary cookies support additional functionality such as analytics. You can usually find these settings in the Options or Preferences menu of your Or, use the checkboxes above to show only the funds you want to see. Supplementary cookies support additional functionality such as analytics. Before sharing sensitive information, make sure youre on a federal government site. Here are the average net assets of each fund (in billions): At the end of December, there were 6.75 million TSP participants. Completion Total Stock Market Index. 2023 by Government Media Executive Group LLC. Aggregate Bond Index, a broadly diversified index of the U.S. bond market. Preferences menu of your browser. When comparing investments, a low standard deviation is preferable. Those negative factors are now leading to more positive news. may be used by those companies to build a profile of your interests and show you relevant adverts on other The G Fund had 33.3% of assets totaling $270.1 billion. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. can set your browser to block or alert you about these cookies, but some parts of the site will not work as FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. language preference or login information. can choose not to allow certain types of cookies, which may impact your experience of the site and the Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. use third-party cookies which are cookies from a domain different than the domain of the website you are Federally Employed Women Closes Black History Month Pressing for More Progress. The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. The S Fund grew by 0.03% in February, bringing its 2022 performance to -10.05%, while the G Fund increased 0.14%, bringing its performance this year up to 0.28%. For example, we extended the TSP C Fund with the S&P 500 Total Return index. By law, the F Fund must be invested in fixed-income securities. In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. A description of each of the TSP funds is here. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . Financial Planning Resources for Federal & Postal Employees. privacy request at our Do Not Sell page. Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). Terms of Use | As of the close of the stock market on January 23, here are the results for all of the TSP Funds. it is not feasible for the F Fund to invest in each security in the index. This statutory guarantee has effectively protected G Fund investors many times over the past 30 years.